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An energy efficient mortgage (EEM) (or "green mortgage") is a loan product that allows borrowers to reduce their utility bill costs by allowing them to finance the cost of incorporating energy-efficient features into a new housing purchase or the refinancing of existing housing.
Borrowers who qualify for an EEM need to complete a home inspection by an energy rater working off qualification standards created by the U.S. Department of Energy. The results of this energy audit can then be used when applying for an EEM.
First introduced in 1980, EEMs are currently sponsored by all mortgage programs insured by the U.S. federal government. To date, the popularity of the product has been somewhat limited: The New York Times estimates less than 1% of all U.S. home loans are EEMs.
reference| Full Form | Category |
|---|---|
| Enterprise Engineering Modeling | Academic & Science |
| Energy Efficient Mortgage | Business |
| Enterprise Engineering Management | Business |
| Employee Experience Management | Business |
| Employee Expense Management | Business |
| Educational Entity Master | Community |
| Embedded Event Manager (cisco) | Computer Hardware |
| Enhanced Expanded Memory | Computing |
| External Expansion Module | Computing |
| Electrical Engineering Management | Educational Degree |
| Embedded Event Manager | General |
| Echt Eten Metwerk | General |
| Excitation Emission Matrix | General |
| Erythema Exudativum Multiforme | General |
| Earned Exposure Months | General |
| Eventually Everything Mixes | General |
| Engage Enthuse and Mobilise | General |
| Ethernet Emulation Model | General |
| Electronic Energy Management | General |
| Electrical Energy Management | General |
| Efficient Energy Management | General |
| Environmental and Energy Management | Governmental |
| Ecological and Environmental Migration | Governmental |
| Enterprise Energy Management | Governmental |
| Ecologists and Environmental Managers | Governmental |
| Energy Efficiency Mortgage | Governmental |
| Energy Efficient Motor | Governmental |
| Escuela de Estado Mayor | International |
| Essentials of Emergency Medicine | Medical |
| Eastern European Mission | Regional |
| Earth Entry Module | Space Science |
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