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What is Prepaid Health Care Act mean?
Hawaii Prepaid Health Care (PHC) Act (PHCA) is a state law (Hawaii Revised Statutes Chapter 393) enacted June 12, 1974 in the State of Hawaii to improve health care coverage by employer mandate. The Hawaii Prepaid Health Care Act set a minimum standards of health care benefits for workers. Upon its adoption in 1974, Hawaii became the first U.S. state to require minimum standards of health care benefits by law. Hawaii State Rep. Yoshito Takamine, the longtime chairman of the House Labor Committee, was one of the law's chief architects and proponents.
Among other things, Hawaii's law requires employers to offer coverage to employees working at least 20 hours per week for four or more consecutive weeks. In contrast, the federal Patient Protection and Affordable Care Act requires employers to offer coverage to employees working at least 30 hours per week effective Jan. 1, 2014. The two laws also establish different penalties for employers that do not offer coverage.
Before the passage of the Prepaid Health Care Act, Hawaii had an uninsured rate of 30%. By 2013, Hawaii's uninsured rate of 6.7% was the second-lowest uninsured rate in the nation, trailing only Massachusetts, which had an uninsured rate of 3.7%.
referenceFull Form | Category |
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Potential High Consequence Activity | General |
Prepaid Health Care Act | Medical |
Posted on 28 Oct 2024, this text provides information on Miscellaneous in Medical related to Medical. Please note that while accuracy is prioritized, the data presented might not be entirely correct or up-to-date. This information is offered for general knowledge and informational purposes only, and should not be considered as a substitute for professional advice.
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