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What is Qualified Health Plan mean?
A Qualified Health Benefits Plan (QHBP) is a healthcare plan that follows rules included in the proposed Affordable Health Care for America Act (H.R. 3962), preceded by America's Affordable Health Choices Act of 2009 (H.R. 3200). These rules include offering a standard set of services, which includes hospital and outpatient care, mental health, prevention, well-child care, and maternity care.
H.R. 3962 would require private insurance plans and the public health insurance option to adhere to a set of standards:
Guaranteed renewal of insuranceGuaranteed acceptance, regardless of a person's current health or health history.A cap on out-of-pocket costsAllow the use of affordability credits so that those with (sudden or long-term) lower incomes can afford insuranceCompetition in the market place and efficiency requirements for private plans to bring the cost of premiums downIt also requires that the public plan be national – available everywhere in the United States.
referencePosted on 10 Oct 2024, this text provides information on Miscellaneous in Governmental related to Governmental. Please note that while accuracy is prioritized, the data presented might not be entirely correct or up-to-date. This information is offered for general knowledge and informational purposes only, and should not be considered as a substitute for professional advice.
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