HL meaning in Business ?

Answer: What is Home Loan mean?

A mortgage loan or simply mortgage () is a loan used either by purchasers of real property to raise funds to buy real estate, or alternatively by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged. The loan is "secured" on the borrower's property through a process known as mortgage origination. This means that a legal mechanism is put into place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a Law French term used in Britain in the Middle Ages meaning "death pledge" and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure. A mortgage can also be described as "a borrower giving consideration in the form of a collateral for a benefit (loan)".

Mortgage borrowers can be individuals mortgaging their home or they can be businesses mortgaging commercial property (for example, their own business premises, residential property let to tenants, or an investment portfolio). The lender will typically be a financial institution, such as a bank, credit union or building society, depending on the country concerned, and the loan arrangements can be made either directly or indirectly through intermediaries. Features of mortgage loans such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan, and other characteristics can vary considerably. The lender's rights over the secured property take priority over the borrower's other creditors, which means that if the borrower becomes bankrupt or insolvent, the other creditors will only be repaid the debts owed to them from a sale of the secured property if the mortgage lender is repaid in full first.

In many jurisdictions, it is normal for home purchases to be funded by a mortgage loan. Few individuals have enough savings or liquid funds to enable them to purchase property outright. In countries where the demand for home ownership is highest, strong domestic markets for mortgages have developed. Mortgages can either be funded through the banking sector (that is, through short-term deposits) or through the capital markets through a process called "securitization", which converts pools of mortgages into fungible bonds that can be sold to investors in small denominations.

reference

Full Form	Category
Hurricane Landcrash	Academic & Science
Happiness Level	Academic & Science
Hamilton Library	Academic & Science
Host Language	Academic & Science
Hectoliter	Academic & Science
Hall of Languages	Academic & Science
Hard Limiting	Business
Hecla Mining Company	Business
Home Loan	Business
Hall and Lieberman economic theory	Business
Heavy Lift	Business
Heilmann and Lieb (non-crossing Rule)	Chemistry
Half Life	Chemistry
Heavy Liquid	Chemistry
Hypothetical Learning	Community
Higher Level	Community
Horse Life	Community
Hashed List	Computing
Hora Lagna	General
Hot Launch	General
High Loft	General
High Lord	General
Membership Hot Line	General
Hup Leck	General
Hes Lying	General
High Luster	General
Habs Lampoon	General
HogwartsLive	General
High Load	General
High Launch	General
Hypotenuse Leg	General
Healthy Living	General
Harry Larry	General
hương lộ	General
Heart Lung	General
Hitachi Lg	General
High Lumen	General
High Lanuch	General
Hard Labour	General
Hot Load	General
Hac Lege	General
Hazardous Location	General
Harlan Leonard	General
Hidden Layer	General
Henry Louis	General
Hiram Lewis	General
High Low	General
Horizontal Landing	Governmental
the House of Lords	Governmental
House of Lords	Governmental
HochLicht	International
HektoLitre	International
Hopeful Lurker	Internet
Haliaetus Leucocephalus	Medical
Hearing Loss	Medical
Heart and Lungs	Medical
Hair Loss	Medical
Hepatic Lipase	Medical
Hepatic Lipidosis	Medical
Hearing Level	Medical
Hyperpigmented Lesions	Medical
Head Lice	Medical
Health Level	Medical
Humerus Length	Medical
hyperlipidemia	Medical
Hapag-lloyd	Messaging
Heat Loss	Physics Related
Holland	Regional
Heart Land	Regional
High Level	Space Science
Hinge Line	Space Science
Hydrogen Line	Space Science
Hardline	Space Science
Heel Line	Space Science
Hockey League	Sports
Head Linesman	Sports